Jio Credit Bonds
2 bonds issued by Jio Credit, listed across Indian platforms, currently yielding 7.25%-8% YTM (average 7.6%), rated AAA. Compare YTM, coupon, tenure, credit rating and minimum investment before you invest.
About Jio Credit
Jio Credit Limited is a wholly owned subsidiary of Jio Financial Services, the financial services holding company demerged from Reliance Industries in 2023. It lends across home loans, loan against property, loan against securities and vendor financing, and has scaled quickly from a standing start, reaching assets under management of about Rs 10,094 crore by March 2025. The rating rests substantially on the parent: what the agency cites is the linkage to Jio Financial Services and that group’s capitalisation, rather than a long standalone operating record. This is a young lender inside a very well capitalised group.
- AUM
- Rs 10,094 crore
Figures as of 31 Mar 2025. Rated by CARE. Source: rating rationale.
Frequently asked questions
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Plan your bond ladderWho is Jio Credit?
Jio Credit Limited is a wholly owned subsidiary of Jio Financial Services, the financial services holding company demerged from Reliance Industries in 2023. It lends across home loans, loan against property, loan against securities and vendor financing, and has scaled quickly from a standing start, reaching assets under management of about Rs 10,094 crore by March 2025. The rating rests substantially on the parent: what the agency cites is the linkage to Jio Financial Services and that group’s capitalisation, rather than a long standalone operating record. This is a young lender inside a very well capitalised group.
Is it safe to invest in Jio Credit bonds?
Jio Credit's listed bonds carry an AAA credit rating from CARE; as of 31 Mar 2025 the company reported AUM of Rs 10,094 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Jio Credit bonds offer right now?
As of Oct 2026, the 2 listed Jio Credit bonds yield between 7.25% and 8% (average 7.6%), against roughly 6-7% on a comparable bank FD.