IIFL Samasta Bonds
4 bonds issued by IIFL Samasta, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About IIFL Samasta
IIFL Samasta Finance Limited is a microfinance-focused NBFC incorporated in March 2008 and 99.56% owned by IIFL Finance Limited. It lends to low-income borrowers largely through the joint liability group model. CRISIL notes that the loan book is concentrated in its top four states, Bihar, Tamil Nadu, Karnataka and Rajasthan, which together account for roughly 60% of AUM, leaving it exposed to the risks inherent in the microfinance segment. Asset quality weakened through FY25 and the company posted a loss of Rs 61 crore in the first quarter of FY26 after a profit of Rs 20 crore for FY25.
- AUM
- Rs 11,101 crore
- Gross NPA
- 4.7%
- Capital adequacy
- 32.4%
- Net profit
- Rs 20 crore
Figures as of FY25 (31 Mar 2025). Rated by CRISIL. Source: rating rationale.
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderWho is IIFL Samasta?
IIFL Samasta Finance Limited is a microfinance-focused NBFC incorporated in March 2008 and 99.56% owned by IIFL Finance Limited. It lends to low-income borrowers largely through the joint liability group model. CRISIL notes that the loan book is concentrated in its top four states, Bihar, Tamil Nadu, Karnataka and Rajasthan, which together account for roughly 60% of AUM, leaving it exposed to the risks inherent in the microfinance segment. Asset quality weakened through FY25 and the company posted a loss of Rs 61 crore in the first quarter of FY26 after a profit of Rs 20 crore for FY25.
Is it safe to invest in IIFL Samasta bonds?
IIFL Samasta's listed bonds carry an AA- credit rating from CRISIL; as of FY25 (31 Mar 2025) the company reported AUM of Rs 11,101 crore, gross NPA of 4.7%, capital adequacy of 32.4% and net profit of Rs 20 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do IIFL Samasta bonds offer right now?
As of Sept 2026, the 4 listed IIFL Samasta bonds yield between 10% and 11.5% (average 10.6%), against roughly 6-7% on a comparable bank FD.