Finnable Credit Bonds
3 bonds issued by Finnable Credit, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Finnable Credit
Finnable Credit Private Limited is a digital lender incorporated in August 2015 and registered with the RBI as a base-layer NBFC. It makes unsecured personal loans exclusively to salaried borrowers, with an average ticket size around Rs 2.5 lakh, average tenure of 42 months and portfolio yield near 25%. Origination, risk assessment and disbursement all run on its own platform with little manual intervention, which is what has let it scale from Rs 370 crore of assets under management in March 2022 to Rs 3,110 crore by September 2025 across 23 states. Cumulative equity raised is about Rs 525 crore, giving net worth near Rs 500 crore. Reported asset quality is strong for unsecured lending, with gross NPA of 0.33% and 90-plus day delinquency of 1.07% as of September 2025, though a book growing this fast is by definition young and largely unseasoned.
- AUM
- Rs 3,110 crore
- Gross NPA
- 0.33%
Figures as of 30 Sep 2025. Rated by CARE. Source: rating rationale.
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Plan your bond ladderWho is Finnable Credit?
Finnable Credit Private Limited is a digital lender incorporated in August 2015 and registered with the RBI as a base-layer NBFC. It makes unsecured personal loans exclusively to salaried borrowers, with an average ticket size around Rs 2.5 lakh, average tenure of 42 months and portfolio yield near 25%. Origination, risk assessment and disbursement all run on its own platform with little manual intervention, which is what has let it scale from Rs 370 crore of assets under management in March 2022 to Rs 3,110 crore by September 2025 across 23 states. Cumulative equity raised is about Rs 525 crore, giving net worth near Rs 500 crore. Reported asset quality is strong for unsecured lending, with gross NPA of 0.33% and 90-plus day delinquency of 1.07% as of September 2025, though a book growing this fast is by definition young and largely unseasoned.
Is it safe to invest in Finnable Credit bonds?
Finnable Credit's listed bonds carry a BBB+ credit rating from CARE; as of 30 Sep 2025 the company reported AUM of Rs 3,110 crore and gross NPA of 0.33%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Finnable Credit bonds offer right now?
As of Sept 2026, the 3 listed Finnable Credit bonds yield between 10.5% and 11.77% (average 11.3%), against roughly 6-7% on a comparable bank FD.