Dar Credit & Capital Bonds
2 bonds issued by Dar Credit & Capital, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Dar Credit & Capital
Dar Credit & Capital Limited is a small non-deposit-taking NBFC incorporated in 1994, with its head office in Kolkata and a regional office in Jaipur. It lends unsecured to individuals and small enterprises, concentrated on low-income customers in rural and semi-urban areas who made up 72% of the book as of September 2025. The two main products are loans to municipal employees, about 45% of assets under management in March 2025, and micro loans at 38%. Assets under management were Rs 200.75 crore as of September 2025, up from Rs 187.89 crore six months earlier, so this is a genuinely small lender. It listed through an IPO in the first quarter of FY26, raising Rs 23.05 crore and lifting net worth to Rs 99.39 crore, which pushed the capital adequacy ratio to 47.32%.
- AUM
- Rs 200.75 crore
- Capital adequacy
- 47.32%
Figures as of 30 Sep 2025. Rated by CARE. Source: rating rationale.
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderWho is Dar Credit & Capital?
Dar Credit & Capital Limited is a small non-deposit-taking NBFC incorporated in 1994, with its head office in Kolkata and a regional office in Jaipur. It lends unsecured to individuals and small enterprises, concentrated on low-income customers in rural and semi-urban areas who made up 72% of the book as of September 2025. The two main products are loans to municipal employees, about 45% of assets under management in March 2025, and micro loans at 38%. Assets under management were Rs 200.75 crore as of September 2025, up from Rs 187.89 crore six months earlier, so this is a genuinely small lender. It listed through an IPO in the first quarter of FY26, raising Rs 23.05 crore and lifting net worth to Rs 99.39 crore, which pushed the capital adequacy ratio to 47.32%.
Is it safe to invest in Dar Credit & Capital bonds?
Dar Credit & Capital's listed bonds carry a BBB- credit rating from CARE; as of 30 Sep 2025 the company reported AUM of Rs 200.75 crore and capital adequacy of 47.32%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Dar Credit & Capital bonds offer right now?
As of Sept 2026, the 2 listed Dar Credit & Capital bonds yield between 13.25% and 13.5% (average 13.4%), against roughly 6-7% on a comparable bank FD.