Credila Financial Services Bonds
1 bond issued by Credila Financial Services, listed across Indian platforms, currently yielding 8.35% YTM (average 8.3%), rated AA+. Compare YTM, coupon, tenure, credit rating and minimum investment before you invest.
About Credila Financial Services
Credila Financial Services Limited is an education-loan specialist incorporated in February 2006 and formerly known as HDFC Credila. It originates, funds and services loans for students, predominantly those going abroad to study. HDFC sold control in March 2024 and the company is now majority owned by EQT with 72% and ChrysCapital with 18%, with HDFC Bank retaining the balance. Assets under management grew from Rs 41,710 crore in March 2025 to Rs 50,386 crore by December 2025, and profit after tax was Rs 990 crore in FY25. Asset quality is the standout figure: gross NPA of 0.26%, among the lowest of any issuer on this site, reflecting a book of co-signed loans to students at selective institutions.
- AUM
- Rs 50,386 crore
- Gross NPA
- 0.26%
- Capital adequacy
- 19.8%
Figures as of 31 Dec 2025. Rated by CRISIL. Source: rating rationale.
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Plan your bond ladderWho is Credila Financial Services?
Credila Financial Services Limited is an education-loan specialist incorporated in February 2006 and formerly known as HDFC Credila. It originates, funds and services loans for students, predominantly those going abroad to study. HDFC sold control in March 2024 and the company is now majority owned by EQT with 72% and ChrysCapital with 18%, with HDFC Bank retaining the balance. Assets under management grew from Rs 41,710 crore in March 2025 to Rs 50,386 crore by December 2025, and profit after tax was Rs 990 crore in FY25. Asset quality is the standout figure: gross NPA of 0.26%, among the lowest of any issuer on this site, reflecting a book of co-signed loans to students at selective institutions.
Is it safe to invest in Credila Financial Services bonds?
Credila Financial Services's listed bonds carry an AA+ credit rating from CRISIL; as of 31 Dec 2025 the company reported AUM of Rs 50,386 crore, gross NPA of 0.26% and capital adequacy of 19.8%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Credila Financial Services bonds offer right now?
As of Oct 2026, the 1 listed Credila Financial Services bond yields about 8.35% (average 8.3%), against roughly 6-7% on a comparable bank FD.