Aye Finance Bonds
2 bonds issued by Aye Finance, listed across Indian platforms, currently yielding 8.25%-10.52% YTM (average 9.4%), rated A+. Compare YTM, coupon, tenure, credit rating and minimum investment before you invest.
About Aye Finance
Aye Finance Limited lends to micro and small enterprises in semi-urban India, typically businesses turning over between Rs 10 lakh and Rs 1 crore a year. It began operations in FY2014 under founder Sanjay Sharma and is headquartered in Gurugram, Haryana. As of 30 June 2025 it operated 527 branches across 21 states and union territories, and it is backed by private equity investors including CapitalG (Google), Falcon Edge and British International Investment.
- AUM
- Rs 5,525 crore
- Gross NPA
- 4.2%
- Capital adequacy
- 34.9%
- Net profit
- Rs 171 crore
Figures as of FY25 (31 Mar 2025). Rated by ICRA. Source: rating rationale.
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Plan your bond ladderWho is Aye Finance?
Aye Finance Limited lends to micro and small enterprises in semi-urban India, typically businesses turning over between Rs 10 lakh and Rs 1 crore a year. It began operations in FY2014 under founder Sanjay Sharma and is headquartered in Gurugram, Haryana. As of 30 June 2025 it operated 527 branches across 21 states and union territories, and it is backed by private equity investors including CapitalG (Google), Falcon Edge and British International Investment.
Is it safe to invest in Aye Finance bonds?
Aye Finance's listed bonds carry an A+ credit rating from ICRA; as of FY25 (31 Mar 2025) the company reported AUM of Rs 5,525 crore, gross NPA of 4.2%, capital adequacy of 34.9% and net profit of Rs 171 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Aye Finance bonds offer right now?
As of Oct 2026, the 2 listed Aye Finance bonds yield between 8.25% and 10.52% (average 9.4%), against roughly 6-7% on a comparable bank FD.