RightBonds Fixed Income, Simplified

Dishman Carbogen Jan ’29

INE385W07059 Corporate A Matures Jan 2029

Dishman Carbogen Jan ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.9%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
10.9%
Annualised return if held to maturity · 20 Jan 2029
+4.3% vs bank FD
Coupon Rate
10%
Paid periodically
Maturity
20 Jan 2029
Principal returned
Tenure
2.4 yr
Remaining
Min. Invest
₹84K
Min. ticket
Return
₹23,237
Est. pre-tax

How this yield compares

This bondDishman Carbogen Jan ’29
10.9%
Category avgCorporate
10.3%
Fixed Deposit2.4 yr tenure
6.65%

At 10.9% YTM, this bond yields about 4.3 percentage points more than a tenure-matched fixed deposit (6.65%) and sits above the Corporate average - reflecting the credit profile of a A issuer.

About this bond

Dishman Carbogen Jan ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.9%. It pays a coupon of 10% and matures on 20 Jan 2029, a remaining tenure of about 2.4 yr. It is rated A, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹84K.

Its 10.9% yield is well above the market average, ranking 104th of 265 Corporate bonds we list. That edges 0.40 points past the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.65%), it pays roughly 4.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.4 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Satin Creditcare (INE836B08327) at 12.6%, Electronica Finance (INE612U08074) at 11.6% and Prisma Global (INE0B2O07011) at 11%.

Bond details

IssuerDishman Carbogen Jan ’29
Credit RatingA
CategoryCorporate
Coupon Rate10%
Yield to Maturity10.9%
Maturity Date20 Jan 2029
Listed onBondScanner
Minimum Investment₹84K
Face Value₹83,333
Return₹23,237
ISININE385W07059

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.9% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.4 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 10.90% ₹1,27,644
5% slab 10.36% ₹1,26,169
20% slab 8.72% ₹1,21,804
30% slab 7.63% ₹1,18,942

At a 10% coupon, ₹1,00,000 of face value pays about ₹10,000 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 2.4 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.

This bond at 10.9%₹1,27,644
Fixed deposit at 6.65%₹1,16,835
Difference+₹10,809

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A credit risk is the reason for the gap.

When you get paid

Interest lands 4 times a year, in Jan, Apr, Jul, Oct, with about 10 payments still to come before 20 Jan 2029, each at the 10% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.