RightBonds Fixed Income, Simplified

Bajaj Finance

INE296A07TX5 Corporate AAA Matures May 2031
Yield to Maturity (YTM)
7.25%
Annualised return if held to maturity · 12 May 2031
+0.7% vs bank FD
Coupon Rate
8%
Paid periodically
Maturity
12 May 2031
Principal returned
Tenure
4.8 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹41,694
Est. pre-tax

How this yield compares

This bondBajaj Finance
7.25%
Category avgCorporate
10.6%
Fixed Deposit4.8 yr tenure
6.55%

At 7.25% YTM, this bond yields about 0.7 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AAA issuer.

About this bond

Bajaj Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.25%. It pays a coupon of 8% and matures on 12 May 2031, a remaining tenure of about 4.8 yr. It is rated AAA, the highest credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 7.25% yield is on the conservative side, toward the lower end at 191st of 193 Corporate bonds. That trails the Corporate median of 10.50% by 3.25 points, so the trade-off is lower yield for whatever else this issuer offers. It yields only about 0.70 points over a comparable SBI fixed deposit (6.55%), so weigh the extra credit risk carefully. Its medium 4.8 yr horizon balances rate lock-in against flexibility. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Aditya Birla Capital (INE674K08018) at 8%, Aditya Birla Capital (INE674K07135) at 7.7% and Poonawalla Fincorp (INE511C07953) at 7.5%.

Bond details

IssuerBajaj Finance
Credit RatingAAA
CategoryCorporate
Coupon Rate8%
Yield to Maturity7.25%
Maturity Date12 May 2031
Listed onWintWealth
Minimum Investment₹1.0L
Return₹41,694
ISININE296A07TX5