Kaleidofin
Kaleidofin is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12%.
Data as of 20 Oct 2026
How this yield compares
About this bond
Kaleidofin is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12%. It pays a coupon of 12.95% and matures on 5 Oct 2028, a remaining tenure of about 2.0 yr. It is rated BBB-, a moderate credit-safety grade - the lowest investment-grade band. WintWealth lists this bond with a minimum investment of ₹10K.
Its 12% yield is well above the market average, placing it 53rd of the 319 Corporate bonds on RightBonds - firmly in the top tier. That is 1.50 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.50 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.0 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Unifinz Capital India (INE926R07068) at 16%, Monedo Financial Services (INE0I5X07034) at 16% and Monedo Financial Services (INE0I5X07067) at 15.5%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 12% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.0 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 12.00% | ₹1,24,874 |
| 5% slab | 11.40% | ₹1,23,566 |
| 20% slab | 9.60% | ₹1,19,683 |
| 30% slab | 8.40% | ₹1,17,128 |
At a 12.95% coupon, ₹1,00,000 of face value pays about ₹12,950 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,295 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 2.0 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB- credit risk is the reason for the gap.
When you get paid
Interest lands 4 times a year, in Mar, Jun, Sep, Dec, with about 8 payments still to come before 5 Oct 2028, each at the 12.95% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.
