RightBonds Fixed Income, Simplified

Unigold Finance

INE0O7U07012 Corporate BBB- Matures Mar 2027
Yield to Maturity (YTM)
9%
Annualised return if held to maturity · 11 Mar 2027
+2.8% vs bank FD
Coupon Rate
11.25%
Paid periodically
Maturity
11 Mar 2027
Principal returned
Tenure
8 mo
Remaining
Min. Invest
₹5K
Min. ticket
Return
₹279
Est. pre-tax

How this yield compares

This bondUnigold Finance
9%
Category avgCorporate
10.6%
Fixed Deposit8 mo tenure
6.15%

At 9% YTM, this bond yields about 2.8 percentage points more than a tenure-matched fixed deposit (6.15%) and sits below the Corporate average - reflecting the credit profile of a BBB- issuer.

About this bond

Unigold Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9%. It pays a coupon of 11.25% and matures on 11 Mar 2027, a remaining tenure of about 8 mo. It is rated BBB-, a moderate credit-safety grade - the lowest investment-grade band. WintWealth lists this bond with a minimum investment of ₹5K.

Its 9% yield is solid for its risk band, toward the lower end at 154th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 1.50 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.15%, so this bond adds roughly 2.85 points for taking on credit risk. Its short 8 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at UNIGOLD FINANCE (INE0O7U07046) at 11.97%, Unigold Finance (INE0O7U07020) at 11.5% and Monedo Financial Services (INE0I5X07034) at 15%.

Bond details

IssuerUnigold Finance
Credit RatingBBB-
CategoryCorporate
Coupon Rate11.25%
Yield to Maturity9%
Maturity Date11 Mar 2027
Listed onWintWealth
Minimum Investment₹5K
Return₹279
ISININE0O7U07012