This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 8 Oct 2026. The details below are kept as a record of the issue. Compare bonds available now →
Keertana
Keertana is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 10%.
Data as of 8 Oct 2026
How this yield compares
About this bond
Keertana is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10%. It pays a coupon of 11.4% and matures on 15 Jan 2027, a remaining tenure of about 3 mo. It is rated BBB+, a moderate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹60K.
Its 10% yield is well above the market average, sitting 183rd of 319 comparable Corporate bonds. That trails the Corporate median of 10.50% by 0.50 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (5.15%), it pays roughly 4.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 3 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Keertana Finserv (INE0NES07303) at 11.6%, Keertana Finserv (INE0NES07287) at 11.5% and Keertana Finserv (INE0NES07261) at 11.15%.
About Keertana Finserv
Keertana Finserv Limited was incorporated as a private limited company in 1996 and lends against gold alongside joint liability group and MSME loans, operating 443 branches as on June 30, 2025. CRISIL's rating reflects the scale-up of operations, the promoter's long-standing experience in retail lending and adequate capitalisation supported by regular equity infusions. Gross NPAs rose from 0.79% at the end of FY25 to 2.16% by June 30, 2025.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 3 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.00% | ₹1,02,294 |
| 5% slab | 9.50% | ₹1,02,183 |
| 20% slab | 8.00% | ₹1,01,848 |
| 30% slab | 7.00% | ₹1,01,623 |
At a 11.4% coupon, ₹1,00,000 of face value pays about ₹11,400 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,140 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.15%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB+ credit risk is the reason for the gap.
