Namdev Finvest Limited Sep ’29
Namdev Finvest Limited Sep ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.75%.
Data as of 20 Oct 2026
How this yield compares
About this bond
Namdev Finvest Limited Sep ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.75%. It pays a coupon of 10.5% and matures on 10 Sept 2029, a remaining tenure of about 2.9 yr. It is rated A-, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.
Its 10.75% yield is well above the market average, ranking 133rd of 319 Corporate bonds we list. That edges 0.25 points past the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.65%), it pays roughly 4.10 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.9 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Hella Infra Market (INE06E507579) at 16%, Hella Infra Market Retail (INE0P6G07194) at 15.1% and Lucina Land (INE0JZO07057) at 13.35%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.9 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.75% | ₹1,34,337 |
| 5% slab | 10.21% | ₹1,32,461 |
| 20% slab | 8.60% | ₹1,26,935 |
| 30% slab | 7.52% | ₹1,23,337 |
At a 10.5% coupon, ₹1,00,000 of face value pays about ₹10,500 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,050 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 2.9 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.
When you get paid
Interest lands 4 times a year, in Mar, Jun, Sep, Dec, with about 12 payments still to come before 10 Sept 2029, each at the 10.5% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.
