RightBonds Fixed Income, Simplified

Oxyzo Financial Services Oct ’29

Oxyzo Financial Services Oct ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.9%.

Data as of 20 Oct 2026

Yield to Maturity (YTM)
9.9%
Annualised return if held to maturity · 15 Oct 2029
+3.3% vs bank FD
Coupon Rate
9.9%
Paid periodically
Maturity
15 Oct 2029
Principal returned
Tenure
3.0 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹33,172
Est. pre-tax

How this yield compares

This bondOxyzo Financial Services Oct ’29
9.9%
Category avgCorporate
10.5%
Fixed Deposit3.0 yr tenure
6.65%

At 9.9% YTM, this bond yields about 3.3 percentage points more than a tenure-matched fixed deposit (6.65%) and sits below the Corporate average - reflecting the credit profile of a A+ issuer.

About this bond

Oxyzo Financial Services Oct ’29 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.9%. It pays a coupon of 9.9% and matures on 15 Oct 2029, a remaining tenure of about 3.0 yr. It is rated A+, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 9.9% yield is solid for its risk band, sitting 201st of 319 comparable Corporate bonds. That trails the Corporate median of 10.50% by 0.60 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (6.65%), it pays roughly 3.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 3.0 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at U GRO Capital (INE583D08081) at 12.45%, U GRO Capital (INE583D07687) at 11.25% and U GRO Capital (INE583D07620) at 11%.

Bond details

Credit RatingA+
CategoryCorporate
Coupon Rate9.9%
Yield to Maturity9.9%
Maturity Date15 Oct 2029
Listed onBondScanner
Minimum Investment₹1.0L
Face Value₹1,00,000
Return₹33,172
ISININE04VS07552

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 9.9% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 3.0 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 9.90% ₹1,32,572
5% slab 9.40% ₹1,30,796
20% slab 7.92% ₹1,25,565
30% slab 6.93% ₹1,22,156

At a 9.9% coupon, ₹1,00,000 of face value pays about ₹9,900 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 3.0 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.

This bond at 9.9%₹1,32,572
Fixed deposit at 6.65%₹1,21,773
Difference+₹10,799

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A+ credit risk is the reason for the gap.

When you get paid

Interest lands 4 times a year, in Mar, Jun, Sep, Dec, with about 12 payments still to come before 15 Oct 2029, each at the 9.9% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.