BEST CAPITAL SERVICES LIMITED
BEST CAPITAL SERVICES LIMITED is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12.5%.
Data as of 11 Sept 2026
How this yield compares
About this bond
BEST CAPITAL SERVICES LIMITED is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 12.5%. It pays a coupon of 12% and matures on 30 Sept 2027, a remaining tenure of about 1.1 yr. It is rated BBB, a moderate credit-safety grade. GripInvest lists this bond with a minimum investment of ₹10K.
Its 12.5% yield is well above the market average, placing it 27th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 2.00 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 6.00 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.1 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Best Capital Services (INE04UP07196) at 13.75%, Best Capital Services (INE04UP07204) at 13% and Best Capital Services (INE04UP07238) at 12.55%.
About Best Capital Services
Best Capital Services Limited is a small NBFC taken over by its present promoter, Arun Bagadia, in 2011. It began in auto and commercial vehicle financing and has since added secured MSME lending in the form of mortgage loans to small businesses, which now drives most of its growth. The book is young: roughly three-quarters of the portfolio was written between FY23 and the first half of FY25, which keeps reported delinquencies very low but leaves asset quality largely untested. Operations span seven states, though Rajasthan alone accounts for about 71% of the loan portfolio, and that geographic concentration is the main constraint the rating agency cites alongside a high cost-to-income ratio.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 12.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.1 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 12.50% | ₹1,13,171 |
| 5% slab | 11.88% | ₹1,12,511 |
| 20% slab | 10.00% | ₹1,10,531 |
| 30% slab | 8.75% | ₹1,09,211 |
At a 12% coupon, ₹1,00,000 of face value pays about ₹12,000 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,200 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 1.1 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB credit risk is the reason for the gap.