RightBonds Fixed Income, Simplified

Rural Electrification Corporation Aug ’41

INE020B08GH5 Corporate AAA Matures Aug 2041

Rural Electrification Corporation Aug ’41 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.5%.

Data as of 12 Sept 2026

Yield to Maturity (YTM)
7.5%
Annualised return if held to maturity · 31 Aug 2041
+1.0% vs bank FD
Coupon Rate
7.49%
Paid periodically
Maturity
31 Aug 2041
Principal returned
Tenure
15.0 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹1,96,292
Est. pre-tax

How this yield compares

This bondRural Electrification Corporation Aug ’41
7.5%
Category avgCorporate
10.3%
Fixed Deposit15.0 yr tenure
6.55%

At 7.5% YTM, this bond yields about 1.0 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AAA issuer.

About this bond

Rural Electrification Corporation Aug ’41 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 7.5%. It pays a coupon of 7.49% and matures on 31 Aug 2041, a remaining tenure of about 15.0 yr. It is rated AAA, the highest credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 7.5% yield is on the conservative side, toward the lower end at 262nd of 272 Corporate bonds. That trails the Corporate median of 10.50% by 3.00 points, so the trade-off is lower yield for whatever else this issuer offers. It yields only about 0.95 points over a comparable SBI fixed deposit (6.55%), so weigh the extra credit risk carefully. Its long 15.0 yr horizon locks in today's yield well into the future - useful if rates fall, a drag if they rise. Paired with its highest safety (AAA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Aditya Birla Capital (INE674K08083) at 8.1%, Aditya Birla Housing Finance (INE831R08118) at 8% and Bajaj Finance (INE296A07UC7) at 7.9%.

Bond details

IssuerRural Electrification Corporation Aug ’41
Credit RatingAAA
CategoryCorporate
Coupon Rate7.49%
Yield to Maturity7.5%
Maturity Date31 Aug 2041
Listed onBondScanner
Minimum Investment₹1.0L
Face Value₹1,00,000
Return₹1,96,292
ISININE020B08GH5

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 7.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 15.0 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 7.50% ₹2,95,197
5% slab 7.13% ₹2,80,154
20% slab 6.00% ₹2,39,205
30% slab 5.25% ₹2,15,086

At a 7.49% coupon, ₹1,00,000 of face value pays about ₹7,490 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 15.0 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 7.5%₹2,95,197
Fixed deposit at 6.55%₹2,64,439
Difference+₹30,757

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AAA credit risk is the reason for the gap.

When you get paid

Interest lands once a year, in Aug, with about 15 payments still to come before 31 Aug 2041, each at the 7.49% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.