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Piramal Finance Sep ’31

INE516Y07444 Corporate AA Matures Sept 2031
Yield to Maturity (YTM)
9.2%
Annualised return if held to maturity · 25 Sept 2031
+2.6% vs bank FD
Coupon Rate
6.75%
Paid periodically
Maturity
25 Sept 2031
Principal returned
Tenure
5.2 yr
Remaining
Min. Invest
₹75K
Min. ticket
Return
₹43,213
Est. pre-tax

How this yield compares

This bondPiramal Finance Sep ’31
9.2%
Category avgCorporate
10.6%
Fixed Deposit5.2 yr tenure
6.55%

At 9.2% YTM, this bond yields about 2.6 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Piramal Finance Sep ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.2%. It pays a coupon of 6.75% and matures on 25 Sept 2031, a remaining tenure of about 5.2 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹75K.

Its 9.2% yield is solid for its risk band, toward the lower end at 147th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 1.30 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 2.65 points for taking on credit risk. Its medium 5.2 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Paisalo (INE420C07189) at 10.25%.

Bond details

IssuerPiramal Finance Sep ’31
Credit RatingAA
CategoryCorporate
Coupon Rate6.75%
Yield to Maturity9.2%
Maturity Date25 Sept 2031
Listed onBondScanner
Minimum Investment₹75K
Return₹43,213
ISININE516Y07444