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Lloyds Metals and Energy Jan ’31

INE281B07013 Corporate AA Matures Jan 2031
Yield to Maturity (YTM)
8.9%
Annualised return if held to maturity · 29 Jan 2031
+2.4% vs bank FD
Coupon Rate
9.2%
Paid periodically
Maturity
29 Jan 2031
Principal returned
Tenure
4.5 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹47,611
Est. pre-tax

How this yield compares

This bondLloyds Metals and Energy Jan ’31
8.9%
Category avgCorporate
10.6%
Fixed Deposit4.5 yr tenure
6.55%

At 8.9% YTM, this bond yields about 2.4 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Lloyds Metals and Energy Jan ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.9%. It pays a coupon of 9.2% and matures on 29 Jan 2031, a remaining tenure of about 4.5 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 8.9% yield is solid for its risk band, toward the lower end at 160th of 193 Corporate bonds. That trails the Corporate median of 10.50% by 1.60 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 2.35 points for taking on credit risk. Its medium 4.5 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Paisalo (INE420C07189) at 10.25%.

Bond details

IssuerLloyds Metals and Energy Jan ’31
Credit RatingAA
CategoryCorporate
Coupon Rate9.2%
Yield to Maturity8.9%
Maturity Date29 Jan 2031
Listed onBondScanner
Minimum Investment₹1.0L
Return₹47,611
ISININE281B07013