RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 1 Sept 2026. The details below are kept as a record of the issue. Compare bonds available now →

Lloyds Metals

No longer listed INE281B07013 Corporate AA Matures Jan 2031

Lloyds Metals is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 9%.

Data as of 1 Sept 2026

Yield to Maturity (YTM)
9%
Annualised return if held to maturity · 30 Jan 2031
+2.5% vs bank FD
Coupon Rate
9.2%
Paid periodically
Maturity
30 Jan 2031
Principal returned
Tenure
4.4 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹47,234
Est. pre-tax

How this yield compares

This bondLloyds Metals
9%
Category avgCorporate
10.3%
Fixed Deposit4.4 yr tenure
6.55%

At 9% YTM, this bond yields about 2.5 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Lloyds Metals is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9%. It pays a coupon of 9.2% and matures on 30 Jan 2031, a remaining tenure of about 4.4 yr. It is rated AA, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹1.0L.

Its 9% yield is solid for its risk band, sitting 194th of 265 comparable Corporate bonds. That trails the Corporate median of 10.50% by 1.50 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 2.45 points for taking on credit risk. Its medium 4.4 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Muthoot Fincorp (INE549K08533) at 10%.

Bond details

IssuerLloyds Metals
Credit RatingAA
CategoryCorporate
Coupon Rate9.2%
Yield to Maturity9%
Maturity Date30 Jan 2031
Listed onWintWealth
Minimum Investment₹1.0L
Return₹47,234
ISININE281B07013

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 9% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 4.4 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 9.00% ₹1,45,922
5% slab 8.55% ₹1,43,299
20% slab 7.20% ₹1,35,647
30% slab 6.30% ₹1,30,723

At a 9.2% coupon, ₹1,00,000 of face value pays about ₹9,200 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 4.4 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 9%₹1,45,922
Fixed deposit at 6.55%₹1,32,963
Difference+₹12,959

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.

When you get paid

Interest lands 4 times a year, in Jan, Apr, Jul, Oct, with about 18 payments still to come before 30 Jan 2031, each at the 9.2% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.