RightBonds Fixed Income, Simplified

Andhra Pradesh Mineral Development Corporation May ’30

INE0TLC07077 Corporate AA Matures May 2030

Andhra Pradesh Mineral Development Corporation May ’30 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.15%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
8.15%
Annualised return if held to maturity · 7 May 2030
+1.6% vs bank FD
Coupon Rate
9.3%
Paid periodically
Maturity
7 May 2030
Principal returned
Tenure
3.7 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return
₹34,702
Est. pre-tax

5% above face value

You pay ₹1,04,773 against a face value of ₹1,00,000, about 5% more. Part of any premium is simply interest accrued since the last coupon, but on this bond that can account for at most about 2% - it pays quarterly at a 9.3% coupon. The remainder is a genuine premium: you are paying above face for the yield on offer, and your capital at risk is the full ₹1,04,773, not the face value.

How this yield compares

This bondAndhra Pradesh Mineral Development Corporation May ’30
8.15%
Category avgCorporate
10.3%
Fixed Deposit3.7 yr tenure
6.55%

At 8.15% YTM, this bond yields about 1.6 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Andhra Pradesh Mineral Development Corporation May ’30 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.15%. It pays a coupon of 9.3% and matures on 7 May 2030, a remaining tenure of about 3.7 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 8.15% yield is solid for its risk band, toward the lower end at 236th of 265 Corporate bonds. That trails the Corporate median of 10.50% by 2.35 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 1.60 points for taking on credit risk. Its medium 3.7 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08590) at 10.5%, Muthoot Fincorp (INE549K08632) at 10.4% and Muthoot Fincorp (INE549K08533) at 10%.

Bond details

IssuerAndhra Pradesh Mineral Development Corporation May ’30
Credit RatingAA
CategoryCorporate
Coupon Rate9.3%
Yield to Maturity8.15%
Maturity Date7 May 2030
Listed onBondScanner
Minimum Investment₹1.0L
Face Value₹1,00,000
Return₹34,702
ISININE0TLC07077

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 8.15% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 3.7 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 8.15% ₹1,33,121
5% slab 7.74% ₹1,31,298
20% slab 6.52% ₹1,25,940
30% slab 5.71% ₹1,22,457

At a 9.3% coupon, ₹1,00,000 of face value pays about ₹9,300 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 3.7 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 8.15%₹1,33,121
Fixed deposit at 6.55%₹1,26,774
Difference+₹6,347

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.

When you get paid

Interest lands 4 times a year, in Feb, May, Aug, Nov, with about 15 payments still to come before 7 May 2030, each at the 9.3% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.