RightBonds Fixed Income, Simplified

Best Finance

INE0D4Z07011 Corporate BBB+ Matures Mar 2027

Best Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.25%.

Data as of 11 Sept 2026

Yield to Maturity (YTM)
11.25%
Annualised return if held to maturity · 16 Mar 2027
+5.3% vs bank FD
Coupon Rate
10.5%
Paid periodically
Maturity
16 Mar 2027
Principal returned
Tenure
6 mo
Sellable after 3 months
Min. Invest
₹10K
Min. ticket
Return
₹557
Est. pre-tax

How this yield compares

This bondBest Finance
11.25%
Category avgCorporate
10.3%
Fixed Deposit6 mo tenure
5.90%

At 11.25% YTM, this bond yields about 5.3 percentage points more than a tenure-matched fixed deposit (5.90%) and sits above the Corporate average - reflecting the credit profile of a BBB+ issuer.

About this bond

Best Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.25%. It pays a coupon of 10.5% and matures on 16 Mar 2027, a remaining tenure of about 6 mo. It is rated BBB+, a moderate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.

Its 11.25% yield is well above the market average, ranking 75th of 265 Corporate bonds we list. That is 0.75 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (5.90%), it pays roughly 5.35 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 6 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Akara (INE08XP07522) at 13.75%, Dvara Kshetriya (INE179P07621) at 13.5% and Spandana Sphoorty Financial (INE572J07786) at 12.25%.

Bond details

IssuerBest Finance
Credit RatingBBB+
CategoryCorporate
Coupon Rate10.5%
Yield to Maturity11.25%
Maturity Date16 Mar 2027
Listed onWintWealth
Minimum Investment₹10K
Face Value₹10,000
Principal RepaidAt maturity
Early exitafter 3 months
Return₹557
ISININE0D4Z07011

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.25% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 6 mo.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 11.25% ₹1,05,569
5% slab 10.69% ₹1,05,298
20% slab 9.00% ₹1,04,479
30% slab 7.87% ₹1,03,929

At a 10.5% coupon, ₹1,00,000 of face value pays about ₹10,500 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,050 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 0.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.90%.

This bond at 11.25%₹1,05,569
Fixed deposit at 5.90%₹1,03,022
Difference+₹2,547

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB+ credit risk is the reason for the gap.

When you get paid

Interest lands every month, with about 7 payments still to come before 16 Mar 2027, each at the 10.5% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.