RightBonds Fixed Income, Simplified

Mufin Green

INE08KJ07191 Corporate A- Matures Sept 2027
Yield to Maturity (YTM)
10.75%
Annualised return if held to maturity · 12 Sept 2027
+4.3% vs bank FD
Coupon Rate
11%
Paid periodically
Maturity
12 Sept 2027
Principal returned
Tenure
1.1 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,217
Est. pre-tax

How this yield compares

This bondMufin Green
10.75%
Category avgCorporate
10.7%
Fixed Deposit1.1 yr tenure
6.50%

At 10.75% YTM, this bond yields about 4.3 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a A- issuer.

About this bond

Mufin Green is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.75%. It pays a coupon of 11% and matures on 12 Sept 2027, a remaining tenure of about 1.1 yr. It is rated A-, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.

Its 10.75% yield is well above the market average, ranking 79th of 165 Corporate bonds we list. That lands just under the Corporate median of 10.75%. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 4.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.1 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Vedika Credit Capital (INE04HY08011) at 13.8%, Lucina Land (INE0JZO07040) at 13% and Akme Fintrade (INE916Y07081) at 12.65%.

Bond details

IssuerMufin Green
Credit RatingA-
CategoryCorporate
Coupon Rate11%
Yield to Maturity10.75%
Maturity Date12 Sept 2027
Listed onWintWealth
Minimum Investment₹10K
Face Value₹10,000
Principal RepaidIn instalments
Return₹1,217
ISININE08KJ07191

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.1 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 10.75% ₹1,11,970
5% slab 10.21% ₹1,11,369
20% slab 8.60% ₹1,09,566
30% slab 7.52% ₹1,08,366

At a 11% coupon, ₹1,00,000 of face value pays about ₹11,000 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,100 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 1.1 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.

This bond at 10.75%₹1,11,970
Fixed deposit at 6.50%₹1,07,401
Difference+₹4,570

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.