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This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 29 Sept 2026. The details below are kept as a record of the issue. Compare bonds available now →

Arka Fincap Dec ’28

No longer listed INE03W107223 Corporate AA Matures Dec 2028 Annual payout On BondScanner

Arka Fincap Dec ’28 is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 8.6%.

Data as of 29 Sept 2026

Yield to Maturity (YTM)
8.6%
Annualised return if held to maturity · 27 Dec 2028
+1.9% vs bank FD
Coupon Rate
10%
Paid periodically
Maturity
27 Dec 2028
Principal returned
Tenure
2.2 yr
Remaining
Min. Invest
₹1K
Min. ticket
Return
₹224
Est. pre-tax

How this yield compares

This bondArka Fincap Dec ’28
8.6%
Category avgCorporate
10.4%
Fixed Deposit2.2 yr tenure
6.65%

At 8.6% YTM, this bond yields about 1.9 percentage points more than a tenure-matched fixed deposit (6.65%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Arka Fincap Dec ’28 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 8.6%. It pays a coupon of 10% and matures on 27 Dec 2028, a remaining tenure of about 2.2 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1K.

Its 8.6% yield is solid for its risk band, toward the lower end at 269th of 315 Corporate bonds. That trails the Corporate median of 10.40% by 1.80 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.65%, so this bond adds roughly 1.95 points for taking on credit risk. Its short 2.2 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Arka Fincap (INE03W107249) at 8.5%, Muthoot Fincorp (INE549K08590) at 10.5% and Muthoot Fincorp (INE549K08632) at 10.4%.

Bond details

Credit RatingAA
CategoryCorporate
Coupon Rate10%
Yield to Maturity8.6%
Maturity Date27 Dec 2028
Listed onBondScanner
Minimum Investment₹1K
Return₹224
ISININE03W107223

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 8.6% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.2 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 8.60% ₹1,19,615
5% slab 8.17% ₹1,18,589
20% slab 6.88% ₹1,15,540
30% slab 6.02% ₹1,13,531

At a 10% coupon, ₹1,00,000 of face value pays about ₹10,000 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 2.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.

This bond at 8.6%₹1,19,615
Fixed deposit at 6.65%₹1,15,394
Difference+₹4,221

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.

When you get paid

Interest lands once a year, in Dec, with about 3 payments still to come before 27 Dec 2028, each at the 10% coupon rate.

Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.