Vivriti Capital
Vivriti Capital is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11%.
Data as of 26 Oct 2026
How this yield compares
About this bond
Vivriti Capital is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11%. It pays a coupon of 10.11% and matures on 23 Dec 2026, a remaining tenure of about 2 mo. It is rated A+, an adequate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.
Its 11% yield is well above the market average, ranking 104th of 315 Corporate bonds we list. That is 0.60 percentage points above the Corporate median of 10.40% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (5.15%), it pays roughly 5.85 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Vivriti Capital (INE0P1407091) at 10.25%, Vivriti Capital (INE01HV07635) at 10.2% and Vivriti Capital (INE01HV07627) at 10.15%.
About Vivriti Capital
Vivriti Capital Limited is a Chennai-headquartered, RBI-registered systemically important NBFC, incorporated in June 2017 and promoted by Vineet Sukumar. It began lending in FY19 and makes enterprise loans to small and mid-sized financial and non-financial companies, alongside retail loans via co-lending, supply chain finance, leasing and factoring. As of March 2025 it served over 300 enterprise clients and more than 14 lakh retail clients through co-lending partners. It converted from a private to a public limited company in June 2023 and has since begun a restructuring to separate its online platform, NBFC and asset management businesses into distinct group entities.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 11.00% | ₹1,01,669 |
| 5% slab | 10.45% | ₹1,01,589 |
| 20% slab | 8.80% | ₹1,01,347 |
| 30% slab | 7.70% | ₹1,01,184 |
At a 10.11% coupon, ₹1,00,000 of face value pays about ₹10,110 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,011 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.2 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.15%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A+ credit risk is the reason for the gap.
When you get paid
Interest lands 4 times a year, in Mar, Jun, Sep, Dec, with about 1 payment still to come before 23 Dec 2026, each at the 10.11% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on WintWealth before investing.
