Vivriti Capital Nov ’27
Vivriti Capital Nov ’27 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.1%.
Data as of 20 Oct 2026
How this yield compares
About this bond
Vivriti Capital Nov ’27 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.1%. It pays a coupon of 9.15% and matures on 4 Nov 2027, a remaining tenure of about 1.0 yr. It is rated A+, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹10K.
Its 10.1% yield is well above the market average, sitting 177th of 319 comparable Corporate bonds. That lands just under the Corporate median of 10.50%. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 3.60 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.0 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Vivriti Capital (INE01HV07536) at 11%, Vivriti Capital (INE0P1407091) at 10.25% and Vivriti Capital (INE0P1407018) at 9.95%.
About Vivriti Capital
Vivriti Capital Limited is a Chennai-headquartered, RBI-registered systemically important NBFC, incorporated in June 2017 and promoted by Vineet Sukumar. It began lending in FY19 and makes enterprise loans to small and mid-sized financial and non-financial companies, alongside retail loans via co-lending, supply chain finance, leasing and factoring. As of March 2025 it served over 300 enterprise clients and more than 14 lakh retail clients through co-lending partners. It converted from a private to a public limited company in June 2023 and has since begun a restructuring to separate its online platform, NBFC and asset management businesses into distinct group entities.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.1% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.0 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.10% | ₹1,10,526 |
| 5% slab | 9.59% | ₹1,09,999 |
| 20% slab | 8.08% | ₹1,08,418 |
| 30% slab | 7.07% | ₹1,07,364 |
At a 9.15% coupon, ₹1,00,000 of face value pays about ₹9,150 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 1.0 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A+ credit risk is the reason for the gap.
When you get paid
Interest lands 4 times a year, in Mar, Jun, Sep, Dec, with about 4 payments still to come before 4 Nov 2027, each at the 9.15% coupon rate.
Payment months come from the issuer's schedule. Exact dates within the month, and the amount per payment, depend on the face value of the units you buy - check the term sheet on BondScanner before investing.
