Profectus Capital Bonds
3 bonds issued by Profectus Capital, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Profectus Capital
Profectus Capital Private Limited is a Mumbai-headquartered, RBI-registered systemically important NBFC founded in June 2017 by K V Srinivasan. It provides secured business financing to MSMEs, including enterprise mortgage loans, equipment finance, supply chain finance and school funding, and was owned by the UK private equity firm Actis from 2019. As of March 2025 it operated 29 branches across 14 states, serving about 5,200 borrowers. UGRO Capital completed its acquisition of 100% of the company in December 2025, making Profectus a wholly owned UGRO subsidiary; a follow-on legal merger into UGRO is pending NCLT approval, so Profectus remains a separate issuer for now and its obligations would transfer to UGRO once that amalgamation completes.
- AUM
- Rs 3,468 crore
- Gross NPA
- 1.59%
- Capital adequacy
- 35.28%
- Net profit
- Rs 26.65 crore
Figures as of FY25 (31 Mar 2025). Rated by CRISIL. Source: rating rationale, company filing.
Frequently asked questions
Build your bond ladder in minutes.
Set an amount, pick a horizon - the planner spreads it across maturing bonds.
Plan your bond ladderWho is Profectus Capital?
Profectus Capital Private Limited is a Mumbai-headquartered, RBI-registered systemically important NBFC founded in June 2017 by K V Srinivasan. It provides secured business financing to MSMEs, including enterprise mortgage loans, equipment finance, supply chain finance and school funding, and was owned by the UK private equity firm Actis from 2019. As of March 2025 it operated 29 branches across 14 states, serving about 5,200 borrowers. UGRO Capital completed its acquisition of 100% of the company in December 2025, making Profectus a wholly owned UGRO subsidiary; a follow-on legal merger into UGRO is pending NCLT approval, so Profectus remains a separate issuer for now and its obligations would transfer to UGRO once that amalgamation completes.
Is it safe to invest in Profectus Capital bonds?
Profectus Capital's listed bonds carry an A+ / A credit rating from CRISIL; as of FY25 (31 Mar 2025) the company reported AUM of Rs 3,468 crore, gross NPA of 1.59%, capital adequacy of 35.28% and net profit of Rs 26.65 crore. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Profectus Capital bonds offer right now?
As of Sept 2026, the 3 listed Profectus Capital bonds yield between 10.25% and 10.65% (average 10.4%), against roughly 6-7% on a comparable bank FD.