Muthoot Finance Bonds
3 bonds issued by Muthoot Finance, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Muthoot Finance
Muthoot Finance Limited is the flagship of the Muthoot Group and India largest gold loan NBFC. The promoter family has financed against gold since 1939 and the company was set up in its present form in 1997. It runs roughly 7,541 branches nationwide, of which more than 6,000 offer gold loans, and has diversified through subsidiaries into home finance (Muthoot Homefin), vehicle and MSME lending (Muthoot Money) and microfinance (Belstar Microfinance). Consolidated managed assets reached Rs 1,80,234 crore by December 2025, up from Rs 1,32,860 crore in March 2025, and the group reported a consolidated profit after tax of Rs 5,352 crore in FY25. Note that this is a separate listed company from Muthoot Fincorp, which belongs to the Muthoot Pappachan Group and shares the family name but not the balance sheet.
- AUM
- Rs 1,80,234 crore
- Gross NPA
- 1.6%
Figures as of 31 Dec 2025. Rated by CRISIL. Source: rating rationale.
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Plan your bond ladderWho is Muthoot Finance?
Muthoot Finance Limited is the flagship of the Muthoot Group and India largest gold loan NBFC. The promoter family has financed against gold since 1939 and the company was set up in its present form in 1997. It runs roughly 7,541 branches nationwide, of which more than 6,000 offer gold loans, and has diversified through subsidiaries into home finance (Muthoot Homefin), vehicle and MSME lending (Muthoot Money) and microfinance (Belstar Microfinance). Consolidated managed assets reached Rs 1,80,234 crore by December 2025, up from Rs 1,32,860 crore in March 2025, and the group reported a consolidated profit after tax of Rs 5,352 crore in FY25. Note that this is a separate listed company from Muthoot Fincorp, which belongs to the Muthoot Pappachan Group and shares the family name but not the balance sheet.
Is it safe to invest in Muthoot Finance bonds?
Muthoot Finance's listed bonds carry an AA / AA+ credit rating from CRISIL; as of 31 Dec 2025 the company reported AUM of Rs 1,80,234 crore and gross NPA of 1.6%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Muthoot Finance bonds offer right now?
As of Sept 2026, the 3 listed Muthoot Finance bonds yield between 8.43% and 8.85% (average 8.6%), against roughly 6-7% on a comparable bank FD.