IIFL Finance Bonds
5 bonds issued by IIFL Finance, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About IIFL Finance
IIFL Finance Limited is a non-banking financial company with its registered office in Mumbai, rated on a consolidated basis together with subsidiaries including IIFL Home Finance and IIFL Samasta Finance. Its book is almost entirely retail, at 99% of assets under management, and is spread across home loans (38%), gold loans (32%), microfinance (11%), secured business loans (11%), unsecured business loans (6%), and developer and construction finance and capital market lending (1% each) as on June 30, 2025, served through 4,872 branches in 28 states. The RBI barred gold loan disbursements in March 2024 and lifted the embargo that September; gold AUM fell from Rs 26,081 crore on March 4, 2024 to Rs 10,194 crore by September 19, 2024 before recovering. IIFL Finance reported a net loss at a standalone level in FY2025, and ICRA revised the outlook to Negative in September 2025 citing elevated asset quality stress and weak consolidated profitability.
- AUM
- Rs 83,889 crore (consolidated)
- Gross NPA
- 2.3% (gross stage 3)
- Capital adequacy
- 13.0% (Tier I, standalone)
Figures as of Q1 FY26 (30 Jun 2025). Rated by ICRA. Source: rating rationale.
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Plan your bond ladderWho is IIFL Finance?
IIFL Finance Limited is a non-banking financial company with its registered office in Mumbai, rated on a consolidated basis together with subsidiaries including IIFL Home Finance and IIFL Samasta Finance. Its book is almost entirely retail, at 99% of assets under management, and is spread across home loans (38%), gold loans (32%), microfinance (11%), secured business loans (11%), unsecured business loans (6%), and developer and construction finance and capital market lending (1% each) as on June 30, 2025, served through 4,872 branches in 28 states. The RBI barred gold loan disbursements in March 2024 and lifted the embargo that September; gold AUM fell from Rs 26,081 crore on March 4, 2024 to Rs 10,194 crore by September 19, 2024 before recovering. IIFL Finance reported a net loss at a standalone level in FY2025, and ICRA revised the outlook to Negative in September 2025 citing elevated asset quality stress and weak consolidated profitability.
Is it safe to invest in IIFL Finance bonds?
IIFL Finance's listed bonds carry an AA credit rating from ICRA; as of Q1 FY26 (30 Jun 2025) the company reported AUM of Rs 83,889 crore (consolidated), gross NPA of 2.3% (gross stage 3) and capital adequacy of 13.0% (Tier I, standalone). A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do IIFL Finance bonds offer right now?
As of Sept 2026, the 5 listed IIFL Finance bonds yield between 8.2% and 9.7% (average 8.9%), against roughly 6-7% on a comparable bank FD.