Berar Finance Bonds
2 bonds issued by Berar Finance, listed across Indian platforms and sorted by yield to maturity (YTM). Compare YTM, coupon, tenure, credit rating and minimum investment.
About Berar Finance
Berar Finance Limited is a Nagpur-rooted NBFC built almost entirely on two-wheeler lending, which made up close to 97% of its book as of March 2025. It has expanded steadily out of Maharashtra and now runs 135 branches across Chhattisgarh, Madhya Pradesh, Telangana, Gujarat, Odisha and Karnataka as well. Assets under management grew about 24% in FY25 to Rs 1,386 crore. The company has begun lending to secured MSMEs, though that book was only Rs 35 crore in March 2025 and is at an early stage. Two-wheeler finance to lower-income borrowers carries structurally higher delinquency than secured lending, and gross NPA of 4.4% in FY25 reflects that, having improved from 4.6% a year earlier as collection efficiency rose to 92%.
- AUM
- Rs 1,386 crore
- Gross NPA
- 4.4%
Figures as of FY25 (31 Mar 2025). Rated by India Ratings. Source: rating rationale.
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Plan your bond ladderWho is Berar Finance?
Berar Finance Limited is a Nagpur-rooted NBFC built almost entirely on two-wheeler lending, which made up close to 97% of its book as of March 2025. It has expanded steadily out of Maharashtra and now runs 135 branches across Chhattisgarh, Madhya Pradesh, Telangana, Gujarat, Odisha and Karnataka as well. Assets under management grew about 24% in FY25 to Rs 1,386 crore. The company has begun lending to secured MSMEs, though that book was only Rs 35 crore in March 2025 and is at an early stage. Two-wheeler finance to lower-income borrowers carries structurally higher delinquency than secured lending, and gross NPA of 4.4% in FY25 reflects that, having improved from 4.6% a year earlier as collection efficiency rose to 92%.
Is it safe to invest in Berar Finance bonds?
Berar Finance's listed bonds carry a BBB credit rating from India Ratings; as of FY25 (31 Mar 2025) the company reported AUM of Rs 1,386 crore and gross NPA of 4.4%. A credit rating measures the chance of default, not price stability, and corporate bonds are not covered by DICGC deposit insurance. Read the issuer's latest rating rationale before you invest.
What yield do Berar Finance bonds offer right now?
As of Sept 2026, the 2 listed Berar Finance bonds yield between 10.75% and 11% (average 10.9%), against roughly 6-7% on a comparable bank FD.