RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 29 Jun 2026. The details below are kept as a record of the issue. Compare bonds available now →

Kerala Infrastructure Jan ’31

No longer listed INE658F08524 Corporate AA Matures Jan 2031
Yield to Maturity (YTM)
9.2%
Annualised return if held to maturity · 20 Jan 2031
+2.6% vs bank FD
Coupon Rate
9.3%
Paid periodically
Maturity
20 Jan 2031
Principal returned
Tenure
4.5 yr
Remaining
Min. Invest
₹1.0L
Min. ticket
Return

How this yield compares

This bondKerala Infrastructure Jan ’31
9.2%
Category avgCorporate
10.7%
Fixed Deposit4.5 yr tenure
6.55%

At 9.2% YTM, this bond yields about 2.6 percentage points more than a tenure-matched fixed deposit (6.55%) and sits below the Corporate average - reflecting the credit profile of a AA issuer.

About this bond

Kerala Infrastructure Jan ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 9.2%. It pays a coupon of 9.3% and matures on 20 Jan 2031, a remaining tenure of about 4.5 yr. It is rated AA, a high credit-safety grade. BondScanner lists this bond with a minimum investment of ₹1.0L.

Its 9.2% yield is solid for its risk band, toward the lower end at 124th of 165 Corporate bonds. That trails the Corporate median of 10.75% by 1.55 points, so the trade-off is lower yield for whatever else this issuer offers. A comparable SBI fixed deposit yields about 6.55%, so this bond adds roughly 2.65 points for taking on credit risk. Its medium 4.5 yr horizon balances rate lock-in against flexibility. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Fincorp (INE549K08509) at 10.5%, Muthoot Fincorp (INE549K08590) at 10.5% and Muthoot Fincorp (INE549K08632) at 10.4%.

Bond details

IssuerKerala Infrastructure Jan ’31
Credit RatingAA
CategoryCorporate
Coupon Rate9.3%
Yield to Maturity9.2%
Maturity Date20 Jan 2031
Listed onBondScanner
Minimum Investment₹1.0L
ISININE658F08524

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 9.2% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 4.5 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 9.20% ₹1,48,123
5% slab 8.74% ₹1,45,358
20% slab 7.36% ₹1,37,303
30% slab 6.44% ₹1,32,128

At a 9.3% coupon, ₹1,00,000 of face value pays about ₹9,300 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 4.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.

This bond at 9.2%₹1,48,123
Fixed deposit at 6.55%₹1,33,645
Difference+₹14,478

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.