Rupeek Capital
How this yield compares
About this bond
Rupeek Capital is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.75%. It pays a coupon of 11% and matures on 28 Jan 2028, a remaining tenure of about 1.5 yr. It is rated BBB+, a moderate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.
Its 11.75% yield is well above the market average, placing it 42nd of the 175 Corporate bonds on RightBonds - firmly in the top tier. That is 1.00 percentage points above the Corporate median of 10.75% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.5 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Keertana Finserv (INE0NES07303) at 13.9%, Keertana Finserv (INE0NES07329) at 13.55% and Dvara Kshetriya (INE179P07621) at 13.5%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 11.75% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.5 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 11.75% | ₹1,18,044 |
| 5% slab | 11.16% | ₹1,17,119 |
| 20% slab | 9.40% | ₹1,14,357 |
| 30% slab | 8.22% | ₹1,12,528 |
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 1.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB+ credit risk is the reason for the gap.