RightBonds Fixed Income, Simplified

This bond is no longer available. It has matured, sold out, or been delisted from the platforms we track, last seen on 30 Aug 2026. The details below are kept as a record of the issue. Compare bonds available now →

BEST CAPITAL

No longer listed INE04UP07220 Corporate BBB Matures Oct 2028

BEST CAPITAL is a corporate bond issued by a company to raise debt from investors, was last listed at a yield to maturity (YTM) of 13.1%.

Data as of 30 Aug 2026

Yield to Maturity (YTM)
13.1%
Annualised return if held to maturity · 24 Oct 2028
+6.4% vs bank FD
Coupon Rate
12.25%
Paid periodically
Maturity
24 Oct 2028
Principal returned
Tenure
2.1 yr
Remaining
Min. Invest
₹30K
Min. ticket
Return
₹9,104
Est. pre-tax

How this yield compares

This bondBEST CAPITAL
13.1%
Category avgCorporate
10.3%
Fixed Deposit2.1 yr tenure
6.65%

At 13.1% YTM, this bond yields about 6.4 percentage points more than a tenure-matched fixed deposit (6.65%) and sits above the Corporate average - reflecting the credit profile of a BBB issuer.

About this bond

BEST CAPITAL is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 13.1%. It pays a coupon of 12.25% and matures on 24 Oct 2028, a remaining tenure of about 2.1 yr. It is rated BBB, a moderate credit-safety grade. GoldenPi lists this bond with a minimum investment of ₹30K.

Its 13.1% yield is among the highest we track, placing it 18th of the 265 Corporate bonds on RightBonds - firmly in the top tier. That is 2.60 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.65%), it pays roughly 6.45 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.1 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Best Capital Services (INE04UP07196) at 13.75%, Best Capital Services (INE04UP07204) at 13% and Best Capital Services (INE04UP07238) at 12.55%.

About Best Capital Services

Best Capital Services Limited is a small NBFC taken over by its present promoter, Arun Bagadia, in 2011. It began in auto and commercial vehicle financing and has since added secured MSME lending in the form of mortgage loans to small businesses, which now drives most of its growth. The book is young: roughly three-quarters of the portfolio was written between FY23 and the first half of FY25, which keeps reported delinquencies very low but leaves asset quality largely untested. Operations span seven states, though Rajasthan alone accounts for about 71% of the loan portfolio, and that geographic concentration is the main constraint the rating agency cites alongside a high cost-to-income ratio.

AUMRs 250.85 crore
Gross NPA0.57%
Capital adequacy32.41%

Figures as of H1FY25 (30 Sep 2024). Rated by Infomerics. Source: rating rationale. All Best Capital Services bonds.

Bond details

Credit RatingBBB
CategoryCorporate
Coupon Rate12.25%
Yield to Maturity13.1%
Maturity Date24 Oct 2028
Listed onGoldenPi
Minimum Investment₹30K
Return₹9,104
ISININE04UP07220

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 13.1% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 2.1 yr.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 13.10% ₹1,29,792
5% slab 12.44% ₹1,28,205
20% slab 10.48% ₹1,23,505
30% slab 9.17% ₹1,20,424

At a 12.25% coupon, ₹1,00,000 of face value pays about ₹12,250 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,225 a year is withheld as TDS - adjustable against your final liability, not an extra tax.

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 2.1 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.65%.

This bond at 13.1%₹1,29,792
Fixed deposit at 6.65%₹1,14,993
Difference+₹14,798

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the BBB credit risk is the reason for the gap.