It has matured, sold out, or been delisted from the platforms we track, last seen on 26 Jun 2026. The details below are kept as a record of the issue. Compare bonds available now →
Vedika Credit Capital May ’31
How this yield compares
About this bond
Vedika Credit Capital May ’31 is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 13%. It pays a coupon of 11.5% and matures on 13 May 2031, a remaining tenure of about 4.8 yr. It is rated A-, an adequate credit-safety grade. BondScanner lists this bond with a minimum investment of ₹10K.
Its 13% yield is among the highest we track, placing it 18th of the 175 Corporate bonds on RightBonds - firmly in the top tier. That is 2.25 percentage points above the Corporate median of 10.75% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.55%), it pays roughly 6.45 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its medium 4.8 yr horizon balances rate lock-in against flexibility. Paired with its high safety (A-) rating, that is a higher-yield, higher-risk profile. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Vedika Credit Capital (INE04HY08011) at 13.8%, Lucina Land (INE0JZO07040) at 13% and Akme Fintrade (INE916Y07081) at 12.65%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 13% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 4.8 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 13.00% | ₹1,79,386 |
| 5% slab | 12.35% | ₹1,74,505 |
| 20% slab | 10.40% | ₹1,60,491 |
| 30% slab | 9.10% | ₹1,51,654 |
At a 11.5% coupon, ₹1,00,000 of face value pays about ₹11,500 of interest a year. That is over the ₹10,000 Section 193 threshold, so roughly ₹1,150 a year is withheld as TDS - adjustable against your final liability, not an extra tax.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 4.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.55%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A- credit risk is the reason for the gap.