RightBonds Fixed Income, Simplified

Muthoot Microfin

INE046W07289 Corporate AA- Matures Sept 2027
Yield to Maturity (YTM)
10%
Annualised return if held to maturity · 12 Sept 2027
+3.5% vs bank FD
Coupon Rate
9.8%
Paid periodically
Maturity
12 Sept 2027
Principal returned
Tenure
1.1 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹1,153
Est. pre-tax

How this yield compares

This bondMuthoot Microfin
10%
Category avgCorporate
10.6%
Fixed Deposit1.1 yr tenure
6.50%

At 10% YTM, this bond yields about 3.5 percentage points more than a tenure-matched fixed deposit (6.50%) and sits below the Corporate average - reflecting the credit profile of a AA- issuer.

About this bond

Muthoot Microfin is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10%. It pays a coupon of 9.8% and matures on 12 Sept 2027, a remaining tenure of about 1.1 yr. It is rated AA-, a high credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.

Its 10% yield is well above the market average, sitting 129th of 193 comparable Corporate bonds. That trails the Corporate median of 10.50% by 0.50 points, so the trade-off is lower yield for whatever else this issuer offers. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 3.50 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.1 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA-) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Muthoot Microfin (INE046W07305) at 10.65%, Muthoot Microfin (INE046W07339) at 10.25% and IIFL Samasta (INE413U08093) at 11.5%.

Bond details

Credit RatingAA-
CategoryCorporate
Coupon Rate9.8%
Yield to Maturity10%
Maturity Date12 Sept 2027
Listed onWintWealth
Minimum Investment₹10K
Return₹1,153
ISININE046W07289