RightBonds Fixed Income, Simplified

IFL Finance

INE01XO07074 Corporate BBB Matures Jul 2028
Yield to Maturity (YTM)
11.6%
Annualised return if held to maturity · 9 Jul 2028
+5.1% vs bank FD
Coupon Rate
11.8%
Paid periodically
Maturity
9 Jul 2028
Principal returned
Tenure
2.0 yr
Remaining
Min. Invest
₹10K
Min. ticket
Return
₹2,436
Est. pre-tax

How this yield compares

This bondIFL Finance
11.6%
Category avgCorporate
10.6%
Fixed Deposit2.0 yr tenure
6.50%

At 11.6% YTM, this bond yields about 5.1 percentage points more than a tenure-matched fixed deposit (6.50%) and sits above the Corporate average - reflecting the credit profile of a BBB issuer.

About this bond

IFL Finance is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 11.6%. It pays a coupon of 11.8% and matures on 9 Jul 2028, a remaining tenure of about 2.0 yr. It is rated BBB, a moderate credit-safety grade. WintWealth lists this bond with a minimum investment of ₹10K.

Its 11.6% yield is well above the market average, ranking 50th of 193 Corporate bonds we list. That is 1.10 percentage points above the Corporate median of 10.50% - a clear yield premium over the typical peer. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 5.10 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 2.0 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its moderate safety (BBB) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at Best Capital (INE04UP07170) at 14.5%, BEST CAPITAL SERVICES (INE04UP07196) at 14.25% and Moneyboxx Finance (INE296Q07076) at 13.5%.

Bond details

IssuerIFL Finance
Credit RatingBBB
CategoryCorporate
Coupon Rate11.8%
Yield to Maturity11.6%
Maturity Date9 Jul 2028
Listed onWintWealth
Minimum Investment₹10K
Return₹2,436
ISININE01XO07074