Vivriti Capital Ltd.
Vivriti Capital Ltd. is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.2%.
Data as of 26 Oct 2026
How this yield compares
About this bond
Vivriti Capital Ltd. is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.2%. It pays a coupon of 9.25% and matures on 4 May 2028, a remaining tenure of about 1.5 yr. It is rated A+, an adequate credit-safety grade. EquiRize lists this bond with a minimum investment of ₹10K.
Its 10.2% yield is well above the market average, sitting 166th of 315 comparable Corporate bonds. That lands just under the Corporate median of 10.40%. Against a tenure-matched SBI fixed deposit (6.50%), it pays roughly 3.70 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 1.5 yr horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its high safety (A+) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Vivriti Capital (INE01HV07528) at 11%, Vivriti Capital (INE0P1407091) at 10.25% and Vivriti Capital (INE01HV07627) at 10.15%.
About Vivriti Capital
Vivriti Capital Limited is a Chennai-headquartered, RBI-registered systemically important NBFC, incorporated in June 2017 and promoted by Vineet Sukumar. It began lending in FY19 and makes enterprise loans to small and mid-sized financial and non-financial companies, alongside retail loans via co-lending, supply chain finance, leasing and factoring. As of March 2025 it served over 300 enterprise clients and more than 14 lakh retail clients through co-lending partners. It converted from a private to a public limited company in June 2023 and has since begun a restructuring to separate its online platform, NBFC and asset management businesses into distinct group entities.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.2% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 1.5 yr.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.20% | ₹1,15,932 |
| 5% slab | 9.69% | ₹1,15,116 |
| 20% slab | 8.16% | ₹1,12,681 |
| 30% slab | 7.14% | ₹1,11,068 |
At a 9.25% coupon, ₹1,00,000 of face value pays about ₹9,250 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 1.5 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.50%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the A+ credit risk is the reason for the gap.
