RightBonds Fixed Income, Simplified
This bond is no longer available.

It has matured, sold out, or been delisted from the platforms we track, last seen on 9 Jul 2026. The details below are kept as a record of the issue. Compare bonds available now →

Government of India

No longer listed IN002025Z401 Corporate SOV Matures Jan 2027
Yield to Maturity (YTM)
5.5%
Annualised return if held to maturity · 7 Jan 2027
+0.3% vs bank FD
Coupon Rate
0%
Zero-coupon
Maturity
7 Jan 2027
Principal returned
Tenure
5 mo
Remaining
Min. Invest
₹97
Min. ticket
Return
₹3
Est. pre-tax

How this yield compares

This bondGovernment of India
5.5%
Category avgCorporate
10.7%
Fixed Deposit5 mo tenure
5.15%

At 5.5% YTM, this bond yields about 0.3 percentage points more than a tenure-matched fixed deposit (5.15%) and sits below the Corporate average - reflecting the credit profile of a SOV issuer.

About this bond

Government of India is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 5.5%. It is a zero-coupon bond - sold at a discount to face value with no periodic interest payout, redeeming on 7 Jan 2027 (about 5 mo away). It is rated SOV, a sovereign instrument carrying the credit of the Government of India. GripInvest lists this bond with a minimum investment of ₹97.

Its 5.5% yield is on the conservative side, toward the lower end at 176th of 175 Corporate bonds. That trails the Corporate median of 10.75% by 5.25 points, so the trade-off is lower yield for whatever else this issuer offers. It yields only about 0.35 points over a comparable SBI fixed deposit (5.15%), so weigh the extra credit risk carefully. Its short 5 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its highest safety (SOV) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.

Investors comparing this bond often also look at G-Sec (IN0020230036) at 6.5%, Unifinz Capital India (INE926R07043) at 15% and Regency Fincorp (INE964R07101) at 14.5%.

Bond details

IssuerGovernment of India
Credit RatingSOV
CategoryCorporate
Coupon Rate0%
Yield to Maturity5.5%
Maturity Date7 Jan 2027
Listed onGripInvest
Minimum Investment₹97
Return₹3
ISININ002025Z401

What you keep after tax

Interest on a listed corporate bond is added to your income and taxed at your slab, so the 5.5% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 5 mo.

Your tax slabPost-tax yield₹1,00,000 becomes
No tax (income under the exemption limit) 5.50% ₹1,02,364
5% slab 5.22% ₹1,02,248
20% slab 4.40% ₹1,01,897
30% slab 3.85% ₹1,01,662

Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.

Against a fixed deposit, in rupees

Same ₹1,00,000, same 0.4 years, one in this bond and one in a tenure-matched SBI fixed deposit at 5.15%.

This bond at 5.5%₹1,02,364
Fixed deposit at 5.15%₹1,02,258
Difference+₹106

Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the SOV credit risk is the reason for the gap.