It has matured, sold out, or been delisted from the platforms we track, last seen on 9 Jul 2026. The details below are kept as a record of the issue. Compare bonds available now →
Paisalo
How this yield compares
About this bond
Paisalo is a corporate bond issued by a company to raise debt from investors, currently offering a yield to maturity (YTM) of 10.4%. It pays a coupon of 10% and matures on 3 Jun 2027, a remaining tenure of about 10 mo. It is rated AA, a high credit-safety grade. GripInvest lists this bond with a minimum investment of ₹1.0L.
Its 10.4% yield is well above the market average, sitting 103rd of 175 comparable Corporate bonds. That lands just under the Corporate median of 10.75%. Against a tenure-matched SBI fixed deposit (6.15%), it pays roughly 4.25 points more - a large gap that only makes sense once you are comfortable with the issuer's credit. Its short 10 mo horizon locks the rate for only a few years, limiting reinvestment risk. Paired with its very high safety (AA) rating, that leans toward the safety-first end. Compare it against similar bonds on RightBonds before investing.
Investors comparing this bond often also look at Paisalo (INE420C07189) at 10.25%, Muthoot Fincorp (INE549K08509) at 10.5% and Muthoot Fincorp (INE549K08590) at 10.5%.
Bond details
What you keep after tax
Interest on a listed corporate bond is added to your income and taxed at your slab, so the 10.4% headline is a pre-tax number. Here is the same bond seen from each slab, on ₹1,00,000 held for the remaining 10 mo.
| Your tax slab | Post-tax yield | ₹1,00,000 becomes |
|---|---|---|
| No tax (income under the exemption limit) | 10.40% | ₹1,08,654 |
| 5% slab | 9.88% | ₹1,08,225 |
| 20% slab | 8.32% | ₹1,06,934 |
| 30% slab | 7.28% | ₹1,06,072 |
At a 10% coupon, ₹1,00,000 of face value pays about ₹10,000 of interest a year, under the ₹10,000 Section 193 threshold, so no TDS is withheld.
Slab rates only - surcharge and cess are not included, and the figures assume you hold to maturity. Sold on the exchange after 12 months instead, the gain is taxed as long-term capital gains at 12.5%. Not tax advice.
Against a fixed deposit, in rupees
Same ₹1,00,000, same 0.8 years, one in this bond and one in a tenure-matched SBI fixed deposit at 6.15%.
Bond figure compounds the yield annually; the FD compounds quarterly, as a cumulative bank FD does. Both are pre-tax and assume the bond is held to maturity and the issuer pays in full - the AA credit risk is the reason for the gap.